Terms & Conditions

Last updated: February 2, 2026

These Terms and Conditions ("Terms") govern your use of this website (the "Site"), operated by Michael Bernoff and the Human Communication Institute ("we," "us," or "our").

By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

Use of the Site

This Site is provided for informational, educational, and commercial purposes related to Michael Bernoff's content, services, events, trainings, and offerings.

You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit their use of the Site.

No Professional Advice

The content on this Site, including articles, videos, trainings, events, and advisory descriptions, is provided for educational and informational purposes only.

It is not intended as, and should not be construed as, medical, psychological, legal, financial, or professional advice.

You are solely responsible for how you apply any information obtained through this Site.

Intellectual Property

All content on this Site, including text, graphics, logos, videos, audio, downloads, and materials, is the property of Michael Bernoff and/or its licensors and is protected by United States and international copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, display, or exploit any content without prior written permission.

User Submissions

If you submit information through forms, applications, inquiries, or other means, you represent that the information provided is accurate and complete.

We reserve the right to use submitted information in accordance with our Privacy Policy.

Purchases, Events, and Services

Certain offerings, including events, online trainings, and advisory services, may be subject to additional terms, conditions, or agreements disclosed at the time of purchase or engagement.

We reserve the right to:

• ■ Modify or discontinue offerings
• ■ Refuse service at our discretion
• ■ Limit availability of services, events, or advisory relationships

All sales are subject to the terms provided at the point of transaction.

Refunds and Cancellations

Refund, cancellation, and transfer policies vary by offering and will be clearly disclosed at the time of purchase or registration.

Unless otherwise stated in writing, all sales are final. For detailed refund information, please see our Return Policy.

SMS/Text Messaging Terms

By opting in to receive SMS/MMS messages from Michael Bernoff and the Human Communication Institute (the "1% Advantage Training" program), you agree to the following terms:

Program Description

The 1% Advantage Training SMS program sends text messages related to your webinar registration, including registration confirmations, session reminders, and follow-up resources from Michael Bernoff and the Human Communication Institute.

Message Frequency

You may receive approximately 3 to 4 messages per webinar session. Message frequency varies based on your engagement with our programs and the webinar schedule.

Message and Data Rates

Message and data rates may apply. Please contact your wireless carrier for details about your messaging plan and any charges that may apply.

Opt-Out Instructions

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and will no longer receive SMS messages from this program.

For assistance, reply HELP to any message, or contact us at [email protected] or 866-241-5111.

Consent

By providing your phone number and opting in, you consent to receive recurring automated text messages from Michael Bernoff and the Human Communication Institute at the phone number you provided. Consent is not a condition of purchase. You may opt out at any time as described above.

Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

For full details on how we handle your information, please review our Privacy Policy.

Carrier Disclaimer

Carriers are not liable for any delayed or undelivered messages. Delivery of messages is subject to effective transmission by your wireless carrier.

Third-Party Services and Links

This Site may utilize third-party services (such as analytics, advertising, or payment processors) in accordance with our Privacy Policy.

We are not responsible for the content, policies, or practices of third-party websites or services.

Limitation of Liability

To the fullest extent permitted by law, Michael Bernoff and the Human Communication Institute shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the Site or participation in any offerings.

Use of the Site is at your own risk.

Disclaimer of Warranties

The Site and all content are provided "as is" and "as available," without warranties of any kind, express or implied.

We do not guarantee that the Site will be uninterrupted, error-free, or free of harmful components.

Indemnification

You agree to indemnify and hold harmless Michael Bernoff, the Human Communication Institute, and their affiliates from any claims, damages, liabilities, or expenses arising from your use of the Site or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of law principles.

Any disputes shall be resolved in the state or federal courts located in Arizona.

Changes to These Terms

We reserve the right to update or modify these Terms at any time.

Changes will be posted on this page with an updated revision date. Continued use of the Site constitutes acceptance of any changes.

Contact Information

If you have questions about these Terms and Conditions, please contact us at: